Worried a private investigator is watching you after a Missouri workers’ comp claim? Contact us today to get a free consultation.
If you’ve filed a workers’ compensation claim in Missouri, you might be surprised to find someone watching you from a parked car—or even filming you at the grocery store. You’re not imagining things. Insurance companies often hire private investigators to gather evidence they can use to delay, reduce, or deny your benefits.
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The Law Office of James M Hoffmann was referred to me from a previous client, that was extremely impressed, with his service and outcome.
I met with Jim Hoffmann to discuss a car accident. Three cars were involved, my car was totaled, and I was seriously injured. After meeting with Jim the very first time, I immediately felt comfortable, and knew that he would have my back, and would fight for me.
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Why Do Workers’ Comp Insurers Use Private Investigators?
Insurance companies exist to make a profit, and workers’ compensation claims can cost them thousands or even hundreds of thousands of dollars.
So when:
- Your injury claim is expensive
- You have a long recovery period
- You’re seeking permanent disability
- Or your claim has been disputed
…the insurer may decide it’s worth hiring a private investigator (PI) to try to catch you doing something that contradicts your injury report.
What Do Private Investigators Look For?
PIs are hired to monitor your activity in hopes of capturing something they can use against your claim. Some of their tactics include:
- Surveillance outside your home
- Following you to work, the store, or doctor appointments
- Recording video or taking photos
- Monitoring your social media activity
- Speaking with neighbors or coworkers (sometimes discreetly, sometimes not)
They’re trained to make normal behavior look suspicious, especially if it contradicts what your doctor says you’re capable of doing.
How to Protect Yourself If You Think You’re Being Watched
You can’t stop a PI from observing you in public, but you can protect your claim with these best practices:
1. Stick to Your Doctor’s Restrictions
If your physician tells you not to lift, twist, or walk long distances, follow that advice at all times, even at home. A single moment of overexertion can be used against you.
2. Limit Social Media Activity
Avoid posting pictures, updates, or check-ins. Even innocent posts like “finally out with friends!” can be misinterpreted.

3. Assume You’re Always Being Watched
It’s not paranoia—it’s smart. If your case involves large medical expenses or permanent injury, there’s a high chance surveillance is happening.
4. Tell Your Attorney Immediately
If you suspect surveillance or if your neighbors mention someone watching your home, call your attorney. An experienced workers’ comp lawyer will document and address this.
Is It Legal for Insurers to Do This?
Yes—but with limits. Missouri law allows insurance companies to conduct surveillance in public spaces. However, they cannot:
- Enter your home or property
- Record audio conversations without consent
- Harass, threaten, or trespass
If a PI crosses the line, that could be grounds for a legal complaint—or even criminal charges.
How Attorney James M. Hoffmann Fights Back
With over 30 years of workers’ compensation experience, James M. Hoffmann knows how insurance companies operate. Our firm has successfully:
- Challenged the use of surveillance videos in court
- Blocked attempts to discredit honest workers
- Secured full benefits despite aggressive insurance tactics
We don’t let big insurers bully injured Missouri workers—and we know how to hold them accountable.
Surveillance Shouldn’t Cost You Your Benefits
If you’re truly injured and following medical advice, you have nothing to hide. But that won’t stop an insurance company from trying to twist the facts.
By knowing what to expect and getting the right legal support, you can protect yourself and your claim.
Think You’re Being Watched? Talk to a Missouri Workers’ Comp Lawyer Today.
If you suspect a private investigator is watching you, don’t panic—call us. At the Law Office of James M. Hoffmann, we’ve helped thousands of Missouri workers stand up to insurance surveillance and get the full compensation they deserve.
Call (314) 361-4300 or schedule a free consultation today.