Injured at work in St. Louis? Know your rights to lost wages. From temporary disability to permanent benefits, here’s how to get the compensation you deserve.
When you’re injured on the job in St. Louis, one of your primary concerns is likely how you’ll manage financially while unable to work. Understanding how workers’ compensation benefits compensate for lost wages is crucial for every Missouri worker.
Need immediate assistance with your workers’ compensation claim?
Our St. Louis workers’ compensation attorneys can help ensure you receive the maximum benefits you’re entitled to. Learn more about the claims process.
Start Your FREE Case ReviewHow Workers’ Comp Wage Benefits Are Calculated
In Missouri, workers’ compensation wage benefits are typically calculated at two-thirds (66.7%) of your average weekly wage, subject to state-mandated maximums. Your average weekly wage is usually determined by averaging your earnings from the 13 weeks prior to your injury.
Types of Wage Benefits
Temporary Benefits
There are two main types of temporary benefits:
- Temporary Total Disability (TTD): Paid when you’re completely unable to work during your recovery period. Learn more about temporary disability benefits.
- Temporary Partial Disability (TPD): Paid when you can work in a limited capacity during recovery, making up the difference between your current and pre-injury earnings.
Permanent Benefits
If your injury results in permanent impairment, you may be eligible for:
- Permanent Partial Disability (PPD): Compensation for permanent impairment that doesn’t completely prevent you from working
- Permanent Total Disability (PTD): Benefits for injuries that permanently prevent you from returning to any type of employment
Additional Considerations
Several factors can affect your wage benefits:
- Overtime and bonus pay may be included in your average weekly wage calculation
- Multiple job income can be considered if you were working more than one job when injured
- Cost-of-living adjustments may apply in certain cases
Important Resources
- Guide to workers’ compensation benefits
- Understanding workers’ compensation basics
- Learn about Missouri workers’ comp payment amounts
Protect Your Rights
Don’t risk losing the compensation you deserve. If you’ve been injured on the job in St. Louis or surrounding areas, it’s important to understand your rights and ensure you’re receiving proper wage benefits. Many workers don’t realize they’re entitled to additional compensation beyond basic medical coverage.
Contact us today to discuss your case and ensure you receive the full wage benefits you’re entitled to under Missouri law. Our experienced team can help navigate the complexities of workers’ compensation and fight for your rights to fair compensation.
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