If you have suffered a work-related injury or illness, don’t let myths and misconceptions stop you from seeking compensation.
Did you know that the employer-reported injury and illness rate in 2019 stood at 2.8 cases per 100 full-time employees? Work-related injuries and illnesses are common, yet a lot of misinformation still exists around the topic. This article will explore some of the myths and misapprehensions about workers’ compensation and the facts to counter them.
6 Common Workers’ Compensation Myths, Debunked
Myth 1: You Cannot Get Compensation for a Pre-Existing Condition Aggravated by Work Injury
Nothing could be further from the truth. In Missouri, if you have a pre-existing injury that has been aggravated or worsened by an employment-related injury, you can get workers’ compensation for it. For example, a pre-existing shoulder, spine, or knee injury could be aggravated by heavy lifting. If you can prove aggravation, you can get compensated.
Myth 2: You Cannot Get Compensation Unless Your Employer is at Fault
This is misleading. Missouri has a no-fault workers’ comp system. This means work-injury victims can still receive compensation even if the injury occurred due to their negligence. However, Missouri worker comp laws do not cover intentional injuries or injuries caused by intoxication.
Myth 3: Only Those Who Do High-Risk Jobs Can Get Compensation
It is no secret that some jobs are riskier than others. However, you do not have to work in a construction or chemical company to be eligible for workers’ compensation. You can pursue compensation if you get injured while doing a low-risk job.
Myth 4: You Can Wait Until You Recover To Report, File A Claim
Waiting until you recover may seem like a sensible idea, but it will hurt your claim. You may miss the set deadlines, not to mention your employer or the insurance company may use your failure to report and file your injury in time as a reason to devalue or deny your claim.
Myth 5: You Could Get Fired if You File a Compensation Claim
Filing for workers’ accident benefits is your legal right. And it should not lead to job loss. If your employer has threatened to fire you if you file a compensation claim, having a workers’ comp attorney can help you file for retaliation and get your benefits.
Myth 6: You Can Only Get Compensation If You Were Performing a Work-Related Task
This is a lie! You can still get your benefits even if you were not doing the tasks stipulated in your job description. For instance, you could still seek compensation if you slide and fall while going downstairs in your office building.
Seek Legal Representation
If you have suffered a work-related injury or illness, don’t let myths and misconceptions stop you from seeking compensation. Also, don’t forget to hire a lawyer. Having a lawyer by your side can help you know what is true and what is not true. A lawyer will also help you know the benefits you are eligible for and the amount of compensation you should pursue.
At The Law Office of James M. Hoffmann, we have experienced attorneys who understand the ins and outs of work injury claims, and we help you get the settlement you deserve. Contact us to schedule a consultation.