Author: Law Office of James M. Hoffmann

4 Ways Insurance Companies Avoid Paying Worker’s Compensation Benefits

October 30, 2023October 19, 2023 by Law Office of James M. Hoffmann

Insurers may dispute injuries, offer low settlements, rush authorizations, or secretly record claimants to avoid payouts. The Federal government protects your right to a fair settlement should you suffer a workplace injury or illness under the Federal Employees’ Compensation Act (FECA). Legally, most employers must purchase workers’ compensation insurance to guarantee compensation for work-related injuries … Read more

Updated: October 30, 2023

Understanding the Dangers of Construction Chemical Exposure

January 23, 2025October 16, 2023 by Law Office of James M. Hoffmann

Construction chemicals can cause lung issues, emphysema, brain damage, fertility issues, and cancer. Use protective gear and follow safety protocols. The US construction industry is valued at around $1.83 trillion, contributing 4.3% to the country’s economy and employing about 7.8 million people. It’s hard to overlook the utility of millions of construction workers. However, working … Read more

Updated: January 23, 2025

How Poor Mental Health Contributes to Workplace Accidents

November 11, 2024October 12, 2023 by Law Office of James M. Hoffmann

Poor mental health can reduce focus, increase fatigue, and spur risky behaviors, leading to more workplace accidents and injuries. The importance of mental health in the workplace is often understated. However, with data from the World Health Organization revealing that 15% of working-age adults live with a mental health disorder that often goes untreated – … Read more

Updated: November 11, 2024

Dangers of Working Near a Downed Powerline

October 30, 2023October 11, 2023 by Law Office of James M. Hoffmann

Downed power lines pose risks of electric shock, arcing, and fires. Stay away, use PPE, and seek legal help if injured. Avoid contact and stay vigilant. Fallen trees, car accidents, vandalism, and lightning can all down power lines. Downed power lines carry high-voltage electricity. The only difference with regular power lines is that downed power … Read more

Updated: October 30, 2023

Are Teen Workers in Missouri Eligible for Workers’ Comp Benefits?

January 23, 2025October 10, 2023 by Law Office of James M. Hoffmann

Yes. In Missouri, teens are generally eligible for workers’ comp benefits if they are injured on the job. Missouri law stipulates the minimum working age as 14 years old, except for specific jobs in the entertainment industry. Teenagers looking to earn a decent wage can apply for internships and entry-level positions in various industries. They … Read more

Updated: January 23, 2025

Do Workers’ Comp Benefits Cover Emergency Costs?

October 30, 2023October 9, 2023 by Law Office of James M. Hoffmann

Yes. In Missouri, workers’ comp generally covers emergency room costs. Always inform ER staff it’s work-related. Nobody plans to start their day with a workplace injury. Most often, these incidents occur unexpectedly and by accident. And depending on the accident’s severity, some injuries might warrant visiting the emergency room. Emergency treatment is necessary to prevent … Read more

Updated: October 30, 2023